Top 10 Best Payment Gateways in Africa

The payments space in Africa is a tough one, with plenty of competition and not a lot of innovation. But there’s so much energy around payments right now that the market is bound to change soon. Here are some of the best payment gateways out there today.

Top 10 Best Payment Gateways in Africa

1. Paystack

Paystack is a payment gateway that provides businesses with a simple, secure, and fast way to accept payments online. It is the fastest-growing payment gateway in Africa and it’s available for all businesses of any size, from start-ups to large enterprises.

2. Flutterwave

Flutterwave is a payment services provider based in the US. Flutterwave has a global presence with offices in Nigeria, Ghana, Kenya, and South Africa. They were founded in 2012 and allow merchants to accept payments internationally using their proprietary technology stack.

Flutterwave’s primary focus is on payment processing solutions for businesses and financial institutions as well as providing solutions for cross-border payments between them (e.g., sending money from Nigeria to Kenya).

3. Interpay

Interpay is a global payment processor that provides payment gateway and merchant services for online and mobile merchants. Interpay is a pioneer in the payment processing industry in Nigeria and has been operating since 1989.

Interpay offers several payment options for merchants, including debit cards, wire transfers, e-wallets, cash collection via ATM or POS machines, mobile money transfers, and virtual terminals with an integrated card reader.

The company works with thousands of online stores across Nigeria – both small businesses as well as large enterprises – to provide them with secure payment solutions without incurring any additional transaction fees.

4. Cellulant

Cellulant is one of the best-known payment gateways in Africa. It allows you to accept payments from all over the world and has a good reputation for customer service. Cellulant has been in business since 2003 and provides an easy solution for accepting credit card payments online.

Cellulant’s pricing is also competitive, with no setup fee or monthly fees and a low transaction rate of 3%. If you’re looking for an affordable way to start accepting credit card payments on your website, Cellulant might be right for you!

5. Teasy Mobile.

As a business owner, one of the main challenges you face is how to accept digital payments from customers. This has been made easier by Teasy Mobile, which is a mobile payment platform that enables businesses to accept payments from customers using their mobile phones.

Teasy Mobile has been in business since 2013 and has since grown to become a leading payment gateway in Africa. It provides its services across multiple countries including Nigeria, Ghana, and South Africa with plans for expansion into other territories like Kenya and Tanzania soon.

6. DPO Group.

DPO Group is a payment gateway that offers a wide variety of payment methods, including credit cards, debit cards, and even mobile money. The company also has its own mobile app for easy transactions on the go.

DPO Group offers a free trial for new users and has an extensive FAQ section for any questions you may have about their service or how to use it. DPO Group is also very customer-friendly, with 24/7 support available over email or phone if you ever need help making a transaction or using their platform.

7. Channel VAS.

Channel VAS is a payment gateway that specializes in the telecommunications sector. This means it can handle payments from people who are not your customers but would still like to make purchases using their mobile devices. Whether you’re an online store or an online service provider, Channel VAS offers a variety of payment methods for you to choose from. These include:

  • Mobile money (M-Pesa)
  • Credit cards

What makes Channel VAS so unique? Well, it doesn’t require users to create an account before making a purchase—or even download anything at all! All they need is their phone number and some funds added to their mobile wallet (M-Pesa). The process couldn’t be simpler!

8. Lipisha.

Lipisha is a payment gateway that allows you to accept payments online. It’s a Nigerian payment gateway with a strong focus on mobile payments, and it uses the MTN Mobile Money platform for its mobile payments.

While Lipisha does offer some of the more standard features that you’d expect from a payment gateway—such as recurring billing and refunds—it also offers features that are specific to Africa, such as the ability to send funds via SMS or email.

9. Interswitch.

Interswitch is a payment gateway that allows you to accept payments online, on your mobile device, and at the point of sale. Interswitch also offers special features like SMS notification and eWallet integration with their gateway service, allowing users to pay using their phones.

Interswitch is a Nigerian payment gateway and merchant account provider that can be used to accept payments from customers in Nigeria.

10. Stripe.

Stripe is a US-based payment gateway that was founded in 2010. Stripe is a global payment processor, and it has over 2 million users. Stripe powers payments for companies like Uber, Facebook, Twitter, and Shopify among others. It’s also used by several small businesses to accept payments from customers all over the world.

Stripe has an easy-to-use API that allows you to integrate its services with your website so you can process credit cards without having to install any software on your server (which means no monthly fees).

You can have a look at the features and pricing here to make your pick depending on the kind of business or product you have in mind.

To help you make your choice, we’ve put together a list of the best payment gateways in Africa.

You can have a look at the features and pricing here to make your pick depending on the kind of business or product you have in mind.


I hope this article has given you a clearer understanding of the various options that are available out there. If you have any more questions, please do not hesitate to get in touch with us.

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